One of the benefits of internet publishing is that academics can get into press quickly in nonstandard journals. I just received the following e-mail ad from Berkeley Economic Press:
http://www.bepress.com/ev/announce/20080923/
I've read the Zingales piece, assuming it's the same one on his web site. Makes sense to me, although I don't have a degree in economics or finance (but weren't they the guys that got us into this mess?)
Another article has the wonderful name of Dr. StrangeLoan: or How I Learned to Stop Worrying and Love the Financial Collapse by Aaron S. Edlin.
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