People like me get scammed

So, what type of idiot falls for financial scams? People like me:

"The typical investment-scam victim is an optimistic married man in his later 50s who has a higher-than-average knowledge of financial matters and deep confidence in his own judgment, according to research funded by the Financial Industry Regulatory Authority's Finra Investor Education Foundation."

http://online.wsj.com/article/SB10001424052970203674704574334752489414792.html

My friends might quibble about the "optimistic" part, but the rest fits.